Liquor Liability Insurance
Understanding Liquor Liability Insurance
Liquor Liability Insurance is generally required by law for individuals or organizations that have the license to sell, distribute and manufacture liquor or alcoholic spirits. Consumption of alcohol is definitely a responsibility of your patrons. However, the company that provides the alcohol may still hold some responsibility in the courts. Purchasing a Liquor Liability Insurance policy will cover all the necessary costs that are involved during litigation or a lawsuit.
Liquor Liability Insurance, which may be covered:
- Litigation costs which include fees for retaining an attorney
- Court fees that may arise in the court system
- Accidents, damages, assaults or injuries inflicted to the person or property caused by inebriated users
Who Requires Liquor Liability Insurance?
In general, individuals or organizations that involves in selling, producing and distributing liquor. These will include:
- Arenas and stadiums
- Convenient stores and markets
- Nightclubs and Taverns/Bars
- Any Fraternal Organizations
How Insurance Brokers of Maryland can help
Take appropriate measures to prevent and protect your business against damages or financial loss. While the terms surrounding particular liquor liability insurance policies vary, we put every effort into understanding your unique needs. If you’re ready to take preventive measures for your business, call us today and we can help you cover your business’ legal costs, any civil or criminal damage and court fees.