Understanding Hotel/Motel Insurance
Hotel/motel insurance is coverage that should be purchased by business owners in the hospitality industry. The coverage typically includes damage, which is either caused by the guest, employee or other parties. This may include simple unexpected circumstances such as falling on the property or the guest received an injury from a hotel/motel property item such as hair dryer, chair or bed.
Hotel/Motel Insurance that may be covered includes:
- Assertions or claims from or towards the employees
- Assertions or claims from or towards the guests
Who Requires Hotel/Motel Insurance?
Any business owner in the hospitality industry must seek this kind of insurance coverage, otherwise they may have huge liabilities that are not covered. Typically they include:
- Hotel/Motel managers or owners
- Ranches and Resorts
- Bed and Breakfast Establishments
How Insurance Brokers of Maryland can help
Be confident with your business; having the right Hotel/Motel Insurance policy is a great benefit you can offer not only to your business and employees but most importantly to your valuable guests. We understand that every business establishment is unique and have their own set of unique needs. Our Hotel/Motel Insurance policies at Insurance Brokers of Maryland are highly customizable to meet our clients’ needs depending on the services they offer. Aside from the different liabilities we cover, our comprehensive insurance policy may protect you from any circumstances, which may occur on your property grounds.